British Columbia Foreclosure Guide

Quick Facts

  • • Primary Method: Judicial Foreclosure
  • • Timeline: 6-8 months typical completion
  • • Redemption Period: Usually 6 months
  • • Court Oversight: Required throughout process

Foreclosure Process in BC

  1. 1.
    Petition of Foreclosure

    Lender files a petition in the Supreme Court of British Columbia

  2. 2.
    Order Nisi

    Court grants initial foreclosure order with redemption period

  3. 3.
    Redemption Period

    6-month period to pay the mortgage in full

  4. 4.
    Final Order

    If not redeemed, court grants final order of foreclosure

BC-Specific Resources

Legal Assistance

  • • Access Pro Bono BC
  • • Legal Aid BC
  • • Law Foundation of BC

Housing Support

  • • BC Housing
  • • Rental Assistance Program
  • • Emergency Housing Resources

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