Quebec Foreclosure Guide

Quick Facts

  • • Primary Method: Hypothecary Recourse
  • • Timeline: 3-6 months typical completion
  • • Notice Period: 60 days
  • • Unique System: Civil law jurisdiction

Quebec Foreclosure Process

  1. 1.
    Prior Notice

    60-day notice period before exercising hypothecary rights

  2. 2.
    Registration

    Notice registered in Quebec's land registry

  3. 3.
    Abandonment or Sale

    Property can be voluntarily surrendered or sold under judicial authority

Quebec Resources

Legal Assistance

  • • Commission des services juridiques
  • • Éducaloi
  • • Clinique juridique du Mile End

Housing Support

  • • Société d'habitation du Québec
  • • Office municipal d'habitation
  • • ACEF (consumer associations)

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