Helpful Resources
Government Resources
CMHC (Canada Mortgage and Housing Corporation)
Federal crown corporation providing mortgage insurance and housing assistance.
- • First-Time Home Buyer Incentive
Shared equity mortgage program reducing monthly payments
- • Mortgage Loan Insurance
Protection for lenders enabling lower down payments
- • Housing Research
Market analysis and housing information portal
Financial Consumer Agency of Canada (FCAC)
Federal agency protecting consumer rights in financial services.
- • Mortgage Calculator Tools
Free calculators for mortgage payments and affordability
- • Financial Rights Information
Consumer protection guidelines and complaint procedures
- • Educational Resources
Financial literacy and mortgage management guides
Financial Counseling
Mortgage Brokers Association
- ✓ Mortgage Restructuring
Expert advice on mortgage modification options
- ✓ Refinancing Consultation
Explore alternatives to prevent foreclosure
Credit Counselling Society
- ✓ Free Credit Counseling
One-on-one sessions with certified counselors
- ✓ Debt Management Programs
Structured plans to repay debts and avoid bankruptcy
- ✓ Financial Education
Workshops and webinars on money management
Financial Consumer Agency of Canada (FCAC)
Federal agency protecting consumer rights in financial services.
- • Mortgage Calculator Tools
Free calculators for mortgage payments and affordability
- • Financial Rights Information
Consumer protection guidelines and complaint procedures
- • Educational Resources
Financial literacy and mortgage management guides
Legal Assistance
Provincial Legal Aid
Free or low-cost legal services for qualifying individuals.
Pro Bono Law Services
Volunteer lawyers providing free legal assistance.
Community Legal Clinics
Local clinics offering legal advice and representation.
Provincial Housing Resources
Housing Support Programs
- • Emergency Housing Benefits
Short-term financial assistance for housing costs
- • Rental Assistance
Programs for temporary rental support during transition
Property Tax Relief
- • Tax Deferral Programs
Options to postpone property tax payments
- • Payment Plans
Flexible arrangements for tax payments
Mental Health Support
Dealing with foreclosure can be emotionally challenging. These resources can help:
- • Crisis Services Canada
24/7 mental health support and counseling
- • Wellness Together Canada
Free online mental health resources and counseling
Emergency Contacts
Housing Help Centers
Local organizations providing immediate housing assistance and advocacy.
Crisis Hotlines
24/7 support for financial and housing emergencies.
Consumer Protection Offices
Government offices handling consumer complaints and investigations.